About Solidgrounds Capital
SolidGrounds Capital is a forward-thinking financial platform built for one purpose: to help condominium associations and homeowner associations (HOAs) overcome the urgent capital challenges brought on by aging infrastructure, regulatory reform, and financial under-preparedness.
We’re not a bank. We’re not a faceless lender.
We’re a technology-first partner—powered by AI, backed by experienced investors, and deeply committed to the financial resilience of residential communities.
We Are Revolutionizing Community Financing
Why We Exist
In June 2021, the world watched in horror as the Champlain Towers South collapsed in Surfside, Florida. The tragedy exposed a harsh reality: many residential buildings across the U.S. are under-maintained, under-funded, and structurally vulnerable.
In response, state lawmakers introduced sweeping legislation—including Florida’s SB 4-D and SB 154—requiring HOAs and condo boards to conduct structural milestone inspections, replenish reserves, and meet rigorous new reporting standards.
But for most communities, these mandates came without the most critical piece: access to capital.
That’s where we come in.
What Makes Us Different
At SolidGrounds Capital, we believe the lending process should be as intelligent and responsive as the needs of the communities we serve.
Our proprietary AI underwriting engine analyzes:
Reserve studies & milestone inspection reports
HOA cash flow, delinquency rates, and special assessment history
Insurance claims, maintenance records, and local market trends
Board governance practices and financial planning maturity
Resulting in Faster decisions (often in days, not weeks)
SolidGrounds Capital transformed our HOA's financial situation with their innovative lending solutions. Their AI-driven approach made the process seamless and efficient.
John D.
★★★★★
Our Locations
SolidGrounds Capital serves residential communities across various regions, providing essential financial solutions for HOAs and condominium associations.
Contact
123 Capital St, Suite 100
Hours
9 AM - 5 PM